Medical Plan Comparison Tool

Welcome to the Medical Plan Comparison Tool

Follow these 5 steps to estimate your 2024 costs in each of the Consumers Energy medical plans

Step 1

Answer a few basic questions about yourself and your dependents

Step 2

Compare Consumers Energy's medical plans and costs

Step 3

Estimate the savings potential of a Health Savings Account (HSA)

Step 4

Determine if a Flexible Spending Account is right for you

Step 5

View your results to help you make the best decision regarding your medical coverage

To use the Medical Plan Comparison Tool, please agree to the
Terms & Conditions
Important:
  • All data entered into the Tool is confidential and will not be saved when you exit the Tool
  • Click the icons or if you need more information on a particular item

This is a learning Tool aimed at helping you understand your medical options and their costs.
Completing a session using the Medical Plan Comparison Tool (the “Tool”) is not an election to participate in a Consumers Energy medical plan option.

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Enter the number of the health care services you expect to incur in 2024. For example, if you estimate one preventive visit, enter the number "1" by clicking on the "0." When entering an estimate for covered child(ren), input the total for all covered children combined. On the second to last line of the input chart, you may also input a dollar amount of expenses that cannot be input using the predefined categories. Once you have finished entering this information, click on the "Use This Information" button to continue.